This has been going on for a long time, but looks like the scammers are not quitting anytime soon. And I’m afraid to say that it’s because people are still falling for this old trick – Unionbank EON EBanking Phishing scam.
How Does the Unionbank EON Scam Work?
First off, you’d think that the scammers need to know the email address you used to register your Unionbank EON account online. But, the truth is, though they can get it from you in many ways, they don’t necessarily have to use your email to scam you into giving them your account information. All they need to to is make you believe that the email they used was your EON email and that you are using the actual Unionbank EON website.
There were rumors that a certain third-party advertising network was hacked and the email addresses of their members were used to send a phishing email like the one pictured below. That’s why, again, like what I said in my tips on keeping bank accounts safe online, use a separate email address for online banking.
Before I continue on explaining, here’s a quote from the Unionbank EON Ebanking phishing email I received. You can see a screenshot by clicking here.
Note: I removed the link for your protection.
Dear Michelle (your full name here, with middle initial)
Due to concerns for the safety and integrity of the Union Bank account we have issued this warning message.
It has come to our attention that your Union Bank account information needs to be updated as part of our continuing commitment to protect your account and to reduce the instance of fraud on our website. If you could please take 5-10 minutes out of your online experience and update your personal records you will not run into any future problems with the online service.
Once you have updated your account records your Union Bank account service will not be interrupted and will continue as normal.
To update your Union Bank records click on the following link:
FAKE UNIONBANK EON E-BANKING LINK HERE
Our communication channels are available to you 24 hours a day, 7 days a week.
Thank you for banking with us!
From the Union Bank of Philippines
DISCLAIMER : This message (and any attachment hereto) may contain privileged and/or confidential information and is meant solely for the perusal and use of the intended recipient. If you are not the addressee of this message, you may not copy, disclose, distribute or disseminate this message (and any attachment hereto) to anyone. Instead, please destroy this message (and any attachment hereto), delete the same from your computer, and notify the sender by reply e-mail.
Unauthorized access, reproduction, disclosure and circulation of this e-mail and/or any of its attachments or any information contained therein by any unauthorized persons is strictly prohibited and is punishable under R.A. No. 8792, otherwise known as E-Commerce Act, and other related laws.
If you’ve checked the screenshot of the email, you’d see that the link is set to the WRONG Unionbank EON website. The real Unionbank website is www.unionbankph.com, NOT .com.ph like what it’s indicated in the email: