After receiving phishing and scam emails the past months from fraudulent email accounts pretending they’re from my bank, I decided to write this. Many have fallen victim to these online predators, and at this day and age, people need to understand that scammers can get access to their bank accounts easily when they let their guards down. Hopefully, these tips on keeping your online bank account safe would help someone out there from being tricked.
How to Avoid Online Bank Account Scams
NEVER click on links through emails.
Don’t trust emails with links to access online banking where you’ll need to enter your username and password/PIN, or enter your information. ALWAYS go to the site directly by typing the URL in your browser, OR make sure you’ve bookmarked the link on your browser, so it’ll be easier for you to quickly access the site.
This has been a rampant scam for Unionbank EON users, so be warned. I’ll be writing this more in-depth in my next post.
Use separate emails for your bank, Paypal, social media and other online accounts.
I cannot stress this enough. Do not use the same email address for your bank account, Paypal account. social media accounts (Facebook, Twitter, etc), and other online accounts (gaming, etc).
Use a different email address for your bank account and Paypal – an email that you don’t use on any other site; something only you know.
Also, for Paypal, add and use an alternate email address when transacting with people. If you’re an online seller, this is very important.