Are you thinking of quitting your job and want to know how you can wisely invest your earnings to earn passive income?

Or maybe you just want to know more about various money-making fields like the stock market, real estate, global funds, forex, franchising, e-commerce, and information marketing, among others?

Then, you SHOULD join the Money Summit & Wealth Expo 2011!

Take note, just like all of the money-making programs I’ve featured here on my blog, the strategies you’ll learn from this conference won’t make you an INSTANT MILLIONAIRE. They won’t teach you get-rich-quick techniques. This is a LEGITIMATE business and investing conference where experts will share with you TWELVE (12) different ways to earn more money.

Specifically, you will learn how to:

• Invest in the stock market using fundamental and technical analysis.
• Invest in bonds and pooled funds such as mutual funds and unit investment trust funds.
• Buy gold, silver, and other precious metals.
• Trade in the forex market.
• Buy and sell real estate properties.
• Make money from foreclosures and rehabs.
• Buy and manage rental properties.
• Build and sell houses, townhouses, and apartments.
• Make money online.
• Earn from blogging and affiliate marketing.
• Sell on eBay and other e-commerce sites.
• Create information products and membership sites.
• Earn from royalties, licensing, and subscription fees from your intellectual property.
• Make money in network marketing.
• Franchise your business and earn franchise fees and royalties.
• And more!

Unsure if you should attend?

If you are looking for shortcuts, get-rich-quick schemes, this conference is NOT for you.

If you say YES to any or ALL of the questions below, then, you should consider attending the Money Summit and Wealth Expo 2011 conference.

Are you an employee…

• who want to get out of the rat race?
• exhausted with your 8 to 5 job?
• tired of paying too much in taxes?
• who want unlimited income?
• who want to earn extra income without quitting your job?

Are you a self-employedprofessional orproprietor…

• frustrated with self-employment?
• who want cut back on your time working?
• overworked with non-stop servicing of clients?
• who want to profit from your expertise?
• interested in new sources of income?

Are you a freelancer or consultant…

• tired of endless bids and pitches?
• getting overworked and underpaid?
• not enjoying a reliable source of income?
• who want to continue freelancing but earn more?
• who want to own your intellectual property?

Are you an executive…

• happy with your job but want to prepare for retirement?
• who want to replace earned income with passive income?
• considering transitioning into a consulting career or entrepreneurship?
• interested to explore investment opportunities?
• who want ensure your nest egg outlasts you?

Are you an investor…

• looking for other investment vehicles?
• who want better returns for your money?
• interested in investing or trading full time?
• who want to create a more profitable portfolio?
• wanting to meet like-minded individuals and strike possible partnerships?

Are you a business owner…

• looking for more business opportunities?
• who want to be more successful in your business?
• interested in exploring other markets?
• who want to generate more passive income?
• who want to build income-producing assets?

When is this happening?

There are 2 venues for the Money Summit & Wealth Expo 2011:

Money Summit Manila

Date: July 22-23, 2011
Event Times: 8.30am to 5.30pm
Venue: Carlos P. Romulo Auditorium, RCBC Plaza, Makati City

Money Summit Cebu

Date: August 12-13, 2011
Event Times: 8.30am to 5.30pm
Venue: Waterfront Cebu City Hotel & Casino, Cebu City

Take note that these summits will feature different topics. Check the list below.

It’s been ages (read: over a month) since I last updated this blog. My apologies, I’ve just been really busy. Anyway, I’ve got topics already lined up so I promise to keep this more updated, especially after I’ve met a couple of people who have told me they’re actually following this blog. What a surprise!

Back in 2009, I’ve been seeing a lot of contests / giveaways online. At first, I ignored them. I’m a li’l paranoid when it comes to online security, you see, so I thought they were a bunch of scams.

If you’re still a non-believer like I was back then, YOU MUST READ ON! I’m starting to sound like one of those ads you’d see at PTC sites.

When did I start getting addicted to joining online contests/promos? Late in 2009, one of the blogs I follow, Yugatech, hosted a Christmas giveaway. I joined and won Php 500 worth of prepaid load.

The realization that winning that prize actually saved me money from buying load made me want to join more online contests. And that’s when I started scouring the web for local and international giveaways that I can join to win gadgets, Paypal cash, etc.

Whoever said that getting anything for FREE isn’t awesome is just crazy. I know a lot of people who are rich and hold high-paying jobs who still love joining contests. Participating in online contests can be a lot of fun and getting freebies is just as exciting.

Making Money Online Through Online Contests

There are tons of online contests where you can win straight cash prizes AND gadgets or items that you can sell or keep for your own use.

Would you believe that ever since I started joining online contests in December 2009, I’ve already won over Php 50,000 worth of prizes?! I might have even won more, but I already lost count. I will share with you all the prizes I’ve won so far in my next post. Keep posted for that!

Now, how exactly can you make money online by joining these online contests? Let me explain that part better through sharing my experiences…

• I’ve hosted 2 blog contests already on Just Another Pixel – Make a Wish and Thirty on 30. In both contests, Paypal cash was a major part of the prizes for the winners.

  
  Most contest hosts have also recognized how much Paypal cash as prizes can draw in more participants so expect to see more Paypal cash giveaways/contests.

• I’ve won two (2) Nokia 5230 cellphones last year. The first one, I won in DJ Mo Twister’s Twitter giveaway. I’ve been using it for months when I won another of the same model from an international contest, by F-Secure. We decided to sell that phone for Php 10,000. Minus the Php 2,000 I paid customs for the shipping of that phone, I got a profit of Php 8,000. So, it’s like I won that amount from that international contest.

  
  You can choose to sell or use the prizes you’ve won. That’s one way of making money through it.

• I’ve always wanted an iPad so when I saw Sulit’s blog contest with that as grand prize, I decided to join. I won. Yes, I got my iPad for FREE. It’s like I won Php 20,000+ cash to buy me that iPad. Cool, huh? One of my friends even won a brand new Mac computer in Sulit’s Christmas card-making contest (shout out to sis Grace!).

  

• Winning gift certificates from my favorite restaurants saves me money. Just like when I won Php 1,500 worth of gift certificates from Pizza Hut. My long-time friends and I have been planning on a get-together. We got to enjoy free pizza and just paid for our booze instead.

  

That’s just a few of the perks of joining online contests. Did I say it’s a lot of fun, especially when you start winning?!

About Contest Alerts Blogs and How Pinay Reviewer Started

In June 2010, I finally decided to start my own contest alerts blog – Pinay Reviewer. It was initially just a review blog, but I decided to transform it to my own contest alerts blog.

Pinay Reviewer was inspired by these blogs that I still follow. They are the other contest alerts blogs that I’m currently subscribed to. Make sure you check them out since promos or contests that I’ve already seen on them, I usually no longer post on Pinay Reviewer.

• Boy Kuripot
• Mukhang Pera
• International Giveaways
• The Products Blog
• Manila Life
• Promo Blitz

Make sure you subscribe through email to all those blogs’ feeds, including Pinay Reviewer’s, so you’ll be updated with the latest promos online and offline.

Aside from the above-mentioned sites, where do I find out about other promos/online contests? Well, I happen to follow hundreds of Facebook pages and I’ve categorized them depending on which ones usually offer promos or online contests to their fans/followers. When I see an ongoing contest / promo, I immediately bookmark it for posting later on Pinay Reviewer.

I also check out what other people in my Facebook network (read: friends list) are doing. There are times I find out about a contest because someone in my network posted a status or shared it on his/her wall. I also see what FB pages they follow / just liked. Stalker much?

My last Paypal funds transfer to my Unionbank EON account was back in July. After 2 months, I was able to withdraw funds again. Well, I wait ’til my Paypal funds are at $200 before I withdraw, so my fourth successful Paypal funds withdrawal was last month, September. Here are the proofs:

(click to zoom)

As you can see, the currency exchange rates were a li’l low, at Php 42.8794 for 1.00 USD. So, my $238.97 earnings were converted to Php 10,247.89. Not bad, eh? I’m still very thankful. I just hope this means really good things for our economy.

Anyway, I withdrew my Paypal funds on a Friday. The money was deposited to my Unionbank EON account on the 13th, Monday.

(click to zoom)

My money was already available on the 15th. I didn’t have any funds remaining from my last withdrawal that’s why you only see the amount I just withdrew on the proof below.

(click to zoom)

I’m about to withdraw funds again this week. Yes, in less than a month, I was able to earn $200+ again. There were a lot of paid post opportunities and withdrawals last month and in the past week. I’m very grateful because I really need the money for my birthday celebration and my upcoming blog contest.

When was your last Paypal funds transfer / withdrawal?
If you posted it on your blog, leave the link below and I’ll happily link you up on this post.

I am close to withdrawing my Google Adsense earnings and I have selected the Western Union option because it’s very convenient, secure and faster.

Now, how do you select this payment option to withdraw your Google Adsense earnings? Follow these steps:

Important Reminder:
To prevent any issues when you withdraw your Google Adsense earnings through Western Union, make sure that the name on your Google Adsense account and on the photo IDs that you would present when you claim your money are THE SAME. Otherwise, contact Google Adsense to change it or check out this page.

1. Login to your Google Adsense account.
2. Click on the My Account tab.
3. On your Account details page, scroll down ’til you see Payment Details.
   Then, click on the Edit link.
4. On the next page, select Setup Western Union Quick Cash and click on Continue.
   
5. On the next page, you will see a confirmation page with details on what you need to know about the Western Union Quick Cash payment option. Now, make sure that the Current Payee Name has the same name as shown on your photo IDs that you would present when you claim your money from the Western Union agent nearest you.
   Enter your First Name and Last Name then check “I agree that I have a government issued ID that matches the contact name above.” unless you don’t have a government-issued ID.

   Click on Save Changes and you will be brought back to the Account details page.

That’s it! Now, you can easily pick up your Google Adsense earnings from the nearest Western Union branch.
If you don’t know of any Western Union branches near you, use this Western Union agent/branch locator.

Take note that most Western Union branches are very strict with withdrawals. So, here are a few things you need to do and bring before you pickup your Google Adsense earnings:

1. Call up the Western Union branch first before you go there so you can ask them if they offer the Quick Cash service. This way, it’ll save you a lot of time of going to and from different Western Union branches looking for a branch that offers Quick Cash. From my inquiries, most of the Western Union branches near my location here in the PH offer this already so I guess it would be pretty easy for you to find one, too.
2. Bring at least 3 government-issued photo identification cards (IDs) with you, if possible. Most Western Union branches only require 2 but if you’re withdrawing a huge amount of money, I suggest you bring more if you have them. If not,For Pinoys like me, among the government-issued IDs that they accept are:
   - Driver’s license (bring the OR with you)
   - SSS (Social Security System) ID
   - BIR (TIN) card/ID
   - Postal ID
   - Voter’s ID
   - Passport
3. Make sure you know how much you are picking up or how much Google Adsense sent you. If you answer incorrectly, Western Union might not let you withdraw the money.To check how much payment you would be claiming, go to the Payment History page on your Google Adsense account. I suggest you print it out for your reference.
4. You need the unique Money Transfer Control Number (MTCN) which you can find by clicking on the details link next to the Payment Issued line on your Payment History page.Here’s where you can see the information (Click on image to zoom). You can see this under My Account > Payment History:
   
   

   After you click on details link, you will see this:

   
   I already picked up my Adsense payment when I took this screenshot so it already displays a “Date Picked-up”. I suggest you print this one up and bring it when you claim your money.

5. You also need to provide the sender’s information to the Western Union agent so take note of this:
   

   Google Inc.
   1600 Amphitheatre Parkway, Mountain View, California 94043, USA
   Phone Number: 650-253-4000

   Print it out or write it for your convenience.

6. When you get to the Western Union branch, simply ask for the form To Receive money. Fill it up with the required information, including the ones mentioned in #s 3, 4 and 5.Here’s a sample form that I filled up when I withdrew my first Google Adsense earnings.

   

That’s it! Now, make sure you claim your payments as soon as possible. Google says if the money is unclaimed in 60 days, they will credit it back to your account. But, I mean, c’mon. Withdraw it as soon as possible!

For you to start earning money online, you at least need a verified Paypal account so you would be eligible to get paid by all online money-making programs that pay through Paypal. However, to verify your account with Paypal, you either need a credit card or a debit card. But, I found out through a friend that Filipinos can now actually verify their Paypal account using SmartMoney.

This is great news for Pinoys like me who are making money online and are using Paypal as their main payment processor. Plus, getting your own SmartMoney card is very easy since you won’t have to worry about submitting any financial documents or annual fees, unlike when you apply for a credit card.

NOTE: SmartMoney CANNOT be used to withdraw your Paypal funds. So, I highly recommend you get a Unionbank EON card because you can use it for verifying and for withdrawals.

Now, let me show you how you can verify your Paypal account with SmartMoney. If you have any questions, feel free to leave me a message, ok?

This is only open to Smart subscribers, obviously. First of all, make sure you check with Smart helpdesk/customer service if your Smart SIM can be used for SmartMoney. I’ve heard from other Smart subscribers that some older SIMs and even new ones need to be upgraded before they can use SmartMoney.

You can get a SmartMoney account and card through any Smart Wireless Center OR you can apply online by filling up this online application form and just follow the instructions. You need Php 30.00 for the processing fee & the card, PLUS at least Php 200.00 to load on your SmartMoney account, which would be used when you start verifying your Paypal account. You’d get it back, don’t worry.

You must be aged 12 years or older to be eligible for a SmartMoney account. Also, you need to submit a photocopy of  a valid ID when you go to the Smart Wireless Center for the application.

If you applied through a Smart Wireless Center, you can choose if you would like to receive the card through snail mail or if you’d want to just claim it through any Smart Wireless center you prefer.

If you applied online, you will receive a call from a Smart rep informing you that your card is ready for pickup and just advise them where you’d want to pickup the card. When you go pick up the card, that’s when you’ll pay the Php 30.00 processing fee.

After receiving your card, make sure you activate it using the Smart menu on your phone.

Very convenient, eh? Now, remember that you need to deposit money to your SmartMoney account before you can use it to verify your Paypal account because you’ll be charged at least $3.00 for linking your SmartMoney account to Paypal and verifying your Paypal account. Don’t worry, though, because you’ll get back the $1.95 in 2-5 days. So, just load your SmartMoney card at the Smart Wireless center or from loading centers that sell SmartMoney balance. I suggest you load at least Php 200.00.

How to Activate your Smart Money?

Option 1: Key-word Based
i. Type in MONEY and Send it to 343
ii. Subscriber will receive a prompt to enter desired W-PIN.
iii. Re-enter W-PIN and Press OK.
iv. Choose ‘Get Account’ press OK
v. Subscriber will receive a confirmation message with his Smart Money Account.
vi. Subscriber will receive a confirmation message that W-PIN has been set and Menu will be
updated.

Option 2: Menu Based
i. Go to SMART MENU and select SMART MONEY
ii. Choose any transaction.
iii. Subscriber will receive a prompt to enter desired W-PIN.
iv. Re-enter W-PIN and Press OK.
v. Choose ‘Get Account’ press OK
vi. Subscriber will receive a confirmation message with his Smart Money Account.
vii. Subscriber will receive a confirmation message that W-PIN has been set and Menu will be
updated.

That’s straight from SmartMoney’s Frequently Asked Questions.

You have to make sure you follow the steps below to prevent any problems when you link your SmartMoney account to your Paypal account:

To do this, go to your Smart menu and open SmartMoney. There should be “Internet Txns” menu option there. If you don’t see it anywhere, you can call SmartMoney helpdesk and request for that menu to be activated OR text “internet” (without the quotes) and send to 343. This should activate the Internet Txns menu on your Smart menu.

If Internet Txns is already available, select that and choose Unlock and pick your SmartMoney card name. You’ll be asked to enter your PIN. Wait for the confirmation that Internet transactions are unlocked then proceed to the next step.

Images from SmartMoney website.

Login to Paypal and click on the Get Verified link on the main page of your account.

Fill up all the information on the next page using your SmartMoney card number, expiration date, etc.

You should receive a text message from Smart that says EXPUSE and it includes a code that looks like “P*####“. The 4 numbers actually is the confirmation code you need to enter on your Paypal account to finish the verification process.

Now, before you can do this, you HAVE to unlock Internet Txns again through your Smart menu. Remember that Smart locks your SmartMoney account after every online transaction.
Once you’ve unlocked it, go back to your Paypal account page and enter the confirmation code that you received. You should receive a confirmation message that your Paypal account has been verified.

If you have any questions, feel free to leave me a message below. I hope this helps all the Pinoys out there who want to start making money online, too.

Related Articles:
How to Sign Up for a Paypal Account
How to Get your Paypal Account Verified
Verify Your Paypal Account using SmartMoney (for Pinoys)
How to Sign Up for an Alertpay Account
How to Get your Alertpay Account Verified
Unionbank EON Application for Paypal Funds Withdrawal (for Pinoys)
Verify Your Paypal Account Using Unionbank EON (for Pinoys)
Withdraw your Paypal Funds to Unionbank EON (for Pinoys)