For you to start earning money online, you at least need a verified Paypal account so you would be eligible to get paid by all online money-making programs that pay through Paypal. However, to verify your account with Paypal, you either need a credit card or a debit card. But, I found out through a friend that Filipinos can now actually verify their Paypal account using SmartMoney.

This is great news for Pinoys like me who are making money online and are using Paypal as their main payment processor. Plus, getting your own SmartMoney card is very easy since you won’t have to worry about submitting any financial documents or annual fees, unlike when you apply for a credit card.

NOTE: SmartMoney CANNOT be used to withdraw your Paypal funds. So, I highly recommend you get a Unionbank EON card because you can use it for verifying and for withdrawals.

Now, let me show you how you can verify your Paypal account with SmartMoney. If you have any questions, feel free to leave me a message, ok?

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This is only open to Smart subscribers, obviously. First of all, make sure you check with Smart helpdesk/customer service if your Smart SIM can be used for SmartMoney. I’ve heard from other Smart subscribers that some older SIMs and even new ones need to be upgraded before they can use SmartMoney.

You can get a SmartMoney account and card through any Smart Wireless Center OR you can apply online by filling up this online application form and just follow the instructions. You need Php 30.00 for the processing fee & the card, PLUS at least Php 200.00 to load on your SmartMoney account, which would be used when you start verifying your Paypal account. You’d get it back, don’t worry.

You must be aged 12 years or older to be eligible for a SmartMoney account. Also, you need to submit a photocopy of  a valid ID when you go to the Smart Wireless Center for the application.

If you applied through a Smart Wireless Center, you can choose if you would like to receive the card through snail mail or if you’d want to just claim it through any Smart Wireless center you prefer.

If you applied online, you will receive a call from a Smart rep informing you that your card is ready for pickup and just advise them where you’d want to pickup the card. When you go pick up the card, that’s when you’ll pay the Php 30.00 processing fee.

After receiving your card, make sure you activate it using the Smart menu on your phone.

Very convenient, eh? Now, remember that you need to deposit money to your SmartMoney account before you can use it to verify your Paypal account because you’ll be charged at least $3.00 for linking your SmartMoney account to Paypal and verifying your Paypal account. Don’t worry, though, because you’ll get back the $1.95 in 2-5 days. So, just load your SmartMoney card at the Smart Wireless center or from loading centers that sell SmartMoney balance. I suggest you load at least Php 200.00.

How to Activate your Smart Money?

Option 1: Key-word Based
i. Type in MONEY and Send it to 343
ii. Subscriber will receive a prompt to enter desired W-PIN.
iii. Re-enter W-PIN and Press OK.
iv. Choose ‘Get Account’ press OK
v. Subscriber will receive a confirmation message with his Smart Money Account.
vi. Subscriber will receive a confirmation message that W-PIN has been set and Menu will be
updated.

Option 2: Menu Based
i. Go to SMART MENU and select SMART MONEY
ii. Choose any transaction.
iii. Subscriber will receive a prompt to enter desired W-PIN.
iv. Re-enter W-PIN and Press OK.
v. Choose ‘Get Account’ press OK
vi. Subscriber will receive a confirmation message with his Smart Money Account.
vii. Subscriber will receive a confirmation message that W-PIN has been set and Menu will be
updated.

That’s straight from SmartMoney’s Frequently Asked Questions.

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You have to make sure you follow the steps below to prevent any problems when you link your SmartMoney account to your Paypal account:

To do this, go to your Smart menu and open SmartMoney. There should be “Internet Txns” menu option there. If you don’t see it anywhere, you can call SmartMoney helpdesk and request for that menu to be activated OR text “internet” (without the quotes) and send to 343. This should activate the Internet Txns menu on your Smart menu.

If Internet Txns is already available, select that and choose Unlock and pick your SmartMoney card name. You’ll be asked to enter your PIN. Wait for the confirmation that Internet transactions are unlocked then proceed to the next step.

Images from SmartMoney website.

Login to Paypal and click on the Get Verified link on the main page of your account.

Fill up all the information on the next page using your SmartMoney card number, expiration date, etc.

You should receive a text message from Smart that says EXPUSE and it includes a code that looks like “P*####“. The 4 numbers actually is the confirmation code you need to enter on your Paypal account to finish the verification process.

Now, before you can do this, you HAVE to unlock Internet Txns again through your Smart menu. Remember that Smart locks your SmartMoney account after every online transaction.
Once you’ve unlocked it, go back to your Paypal account page and enter the confirmation code that you received. You should receive a confirmation message that your Paypal account has been verified.

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That’s it! Easy, right? Now, you have a verified Paypal account.

If you have any questions, feel free to leave me a message below. I hope this helps all the Pinoys out there who want to start making money online, too.

Related Articles:
How to Sign Up for a Paypal Account
How to Get your Paypal Account Verified
Verify Your Paypal Account using SmartMoney (for Pinoys)
How to Sign Up for an Alertpay Account
How to Get your Alertpay Account Verified
Unionbank EON Application for Paypal Funds Withdrawal (for Pinoys)
Verify Your Paypal Account Using Unionbank EON (for Pinoys)
Withdraw your Paypal Funds to Unionbank EON (for Pinoys)

I just installed Windows Live Writer and used it to post on my other blog. If you’re a blogger like me, having Windows Live Writer is definitely a MUST, especially when you’re on Blogger.

Anyway, I’ll write more details about that later. I’ll be publishing this post now to see how it will look on this blog.

It makes me sick to see people copying my entries here WITHOUT asking me for permission AND WITHOUT even trying to edit the info to make their posts personalized. But, no, they copy EVERYTHING and simply paste it on their blogs/websites.

This one, though, yeah, they mentioned my blog at the bottom of the post but it wasn’t even a link to my site. And it’s too freaking small you won’t even see it after you’ve read everything on the page.

Here’s a screenshot of the site:

They COPIED and pasted my blog posts about FriendFinder Affiliate to try to get traffic to their site. I guess they can’t write their own guide so they copied mine.

This is the second site that I found that copied my guides EXACTLY. Is it THAT hard to write your OWN posts about making money online?!?! I mean, c’mon. How hard can it be if you really know what you’re talking about? Oh, I guess they don’t. LOLz.

They even copied my post about my PPLinx payment. They were that lame to not even think that people will actually know that the payment proof wasn’t theirs ‘coz it had my blog’s URL all over it. Damn.

I bet they copied the rest of their articles from some other blog or website. Sheesh.

Should I be thankful that they’re bringing traffic to my blog? ‘Coz I’m not happy about this at all. But, now, it’s just funny to see these sites copying my contents. Really. ‘Coz they didn’t even care to change it up even a li’l bit. *sigh*

With the price or rate that you get for clicking an ad on Paid to Click sites, it would be hard to reach the minimum amount for payout if you don’t know exactly how to maximize your earning potential. So, let me share with you some tips on how to do just that.

This is the most basic way to speed up your reaching the minimum amount for payout. Even when you’re still a Standard member, start renting referrals aside from your direct referrals so you’d get much needed help in earning more to reach the minimum. Make sure you know how to manage your referrals so you can get your investments back.

As soon as you have enough money to upgrade your account (on reliable sites only), do it! You’d get more ads to click, higher referral commission and other perks such as advertising credits and free referral replacements. Read my PTC site reviews to know what my recommended PTC sites offer to their upgraded members.

Don’t just join 2-3 PTC sites. Join at least 5. The more PTC sites you join, the more earnings you get, of course. But, don’t just join all the PTC sites you see. Only join highly recommended PTC sites, especially the ones I featured on this blog.

If it’ll be hard for you to keep up with all the PTC sites, just make sure you joined Neobux, TheClickers and Palmbux as they’re my top PTC sites.

Trust me, don’t just stick with one PTC site. I know it’s kinda hard to find reliable PTC sites but with this blog, I’ll help ensure that you only join and make money through reliable PTC sites that have been proven to be sustainable. So, make sure you read the News & Updates section of this blog OR better yet subscribe so you’d get updates directly in your email inbox as soon as they’re available.

Of course, if you click everyday, you’d get money everyday. And most importantly, you get the most out of your referrals. Most sites won’t give you any referral commission the day following the days you weren’t able to click. SO, if you got a lot of referrals already, especially when you have an upgraded account, do everything you can to click daily. And don’t just click daily… click ALL the ads!

If you got referrals that were inactive for 3-5 days, replace them! Take note, though, that most PTC sites charge you for recycling your referrals. So, manage them properly to get the most out of each referral.

Read my article on how to manage your referrals to maximize your earnings from them.

Okay, it’s not really a direct discount but here’s a tip – extend your referrals, no matter if they’re active or not, up to 90 days so you’d get 20% discount. Then, just recycle those who are inactive. Trust me, you’d get decent savings by doing this.

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I hope that these tips on how you can maximize your earnings from PTC sites would be helpful to you. Feel free to leave me a comment if you have any question.

Related articles:
Paid-to-Click (PTC) Site Reviews
How to Get Referrals for your PTC site
How to Manage PTC Site Referrals
Withdrawing Money from PTC sites – How to Invest
How to Spot a PTC Scam Site
Scam Alerts & Scam Sites List
Latest News/Updates

November 27-28, 2009:

• Bux-Matrix – Their site is currently down. No one can login because of the problem that occurred while they were adding new features. Here’s the error message you’d get when you try to login:
  

  Due to some technical problems
  occurred while adding new features
  to the site, the login is temporarily unavailable.

  The fix will take a couple of days. Be assured that nothing will be lost.
  Sorry for the trouble.

• TheClickers – I am now an Omega member. I upgraded my membership a couple of days ago to Omega Xtreme but I decided to go for the Omega membership for 80% referral commission. I asked the admin if I can just pay the difference and to adjust my account accordingly. He agreed and it was processed in less than 2 days! Fast customer service, eh? Love it!
• LinxSense is back! Their site was down for over a day and now they’re back! According to them, they moved their site to a new server to address the issues with slow loading of their site.