We’re getting closer and closer to the holidays and that could only mean one thing – it’s that time again for gift-giving and coming up with a list of resolutions for the New Year that always seem to be broken promises every year.
Because I want to be committed to my goal towards financial freedom by January 1st, I’m coming up with my 2014 New Year’s resolutions as early as now. This time, I want to focus more on personal finance because, let’s face it, I’m turning a year older in a few days and I need to take my future more seriously. I have set a goal as early as the first week of October and, this time, I told myself 2014 is the year when I will finally start saving up for my retirement fund.
At times like this, I wish our mother taught us how to manage our money more wisely when we were little. But, I shouldn’t be crying over spilt milk. I need to take responsibility. I know there are online title loans I can take advantage of, but for now, I prefer to manage my money, and time, well.
My 2014 New Year’s Resolutions for Financial Freedom
I’m only allowed one gadget purchase next year.
I’m not really a spender when it comes to gadgets as I prefer to buy a high-end device that I know I can use for a longer period of time. I don’t get all gaga over upgrades, so I’m guessing this resolution will be pretty easy.
I have to lower my expenses on food trips.
Since I’m a food blogger and dining out with friends and my family has been a part of my lifestyle since I was young, our food trips are listed as my top expenses almost on a monthly basis. Instead, I want to focus on cooking more at home. I’ll also set a minimum of one major food trip per quarter.